Workers' Comp can protect your employees by helping cover:
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Missed pay if your employee is injured or ill and needs to take time off work to recover.
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Expenses for treating an injured or sick employee.
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If your employee requires continuing assistance to return to work, consider vocational rehabilitation.
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Death benefits, like funeral costs, if a worker passes away in a work-related incident.
Workers’ comp can help protect your business by:
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Providing benefits to your employees that have work-related injuries or illnesses
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Limiting your company's exposure in claims arising from work-related illnesses or injuries
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Making sure you're in compliance with your state's workers' compensation rules
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Assisting disabled personnel in returning to work in their previous or new roles.
We Also Offer
Surety Bonds
Ensure that specific tasks are completed.
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The principle is the person or company who buys the bond to ensure future work performance.
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The obligee is the party who is in need of the bond. Obligees are usually government entities tasked with regulating industries and minimizing the risk of financial loss.
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The surety is the bond's guarantor, which is an insurance firm. If the principal fails to complete the work, the surety provides a line of credit to complete the task.
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If the principal fails to complete the task, the obligee might file a claim to recoup losses. If the claim is valid, the insurance company will compensate you up to the amount of the bond. The underwriters will then look for reimbursement from the principal for any claims paid.